Review Medicare Advantage Plan Options You May Qualify For
Newly eligible for Medicare? Recently turned 65 or otherwise eligible for Medicare? On Medicare and recently moved or lost coverage?
Call to Speak to a Licensed Insurance Agent
Hours: Monday to Sunday 8am-8pm, EST
A Licensed Insurance Agent will answer your call
Who May Be Eligible to Review Medicare Advantage Options?
Understanding your eligibility is the first step in exploring Medicare Advantage plan options. Several qualifying situations may allow you to review and compare available Medicare Advantage and prescription drug plans in your area.
Newly Eligible for Medicare
Individuals becoming eligible for Medicare Advantage benefits for the first time, including those approaching their Initial Enrollment Period
Recently Turned 65 or Otherwise Eligible
Those who have reached age 65 or qualify through disability or other qualifying conditions
Recently Moved
Beneficiaries who have relocated to a new service area where different plan options may be available
Lost Employer or Group Coverage
Individuals who recently lost employer-sponsored health insurance or group coverage benefits
Recently Enrolled in Medicare Part A or B
If you have recently enrolled in Medicare Part A or Part B, a licensed agent can help explain coverage options that may be available to you based on your situation.
Other Qualifying Life Events
Various Special Enrollment Period qualifying events that may trigger eligibility to review plan options
If any of these situations apply to you, you may be eligible to review Medicare Advantage plan options available in your area. Coverage and availability vary by plan, carrier, and location.
Get Help Understanding Your Medicare Advantage Choices
Navigating Medicare can feel overwhelming with so many plan types, coverage options, and provider networks to consider. VitalCareWorks connects you with licensed agents who can help you understand the Medicare landscape and review Medicare Advantage plans that may be available in your specific area.
Coverage Areas We Can Help You Explore
  • Prescription Drug Plans (Part D) — Standalone drug coverage options to help manage medication costs
  • Medicare Supplement Options — Supplemental insurance policies designed to work alongside Original Medicare
  • Provider Networks and Coverage — Understanding which doctors, hospitals, and specialists are included in different plans
  • Plans Available in Your Area — Location-specific options that vary by county and ZIP code
Coverage and availability vary by plan and location. We do not offer every plan available in your area.
A Simple Process to Review Your Options
We've designed a straightforward approach to help you explore Medicare Advantage plan options without pressure or obligation. Our process prioritizes education and understanding, ensuring you have the information you need to make confident decisions about your healthcare coverage.
01
Check Eligibility
Answer a few quick questions about your current situation, location, and coverage status. This helps us understand which plan options you may be eligible to review based on your specific circumstances.
02
Review Options with a Licensed Agent
Connect with a licensed insurance agent who can walk you through available plans in your area. They'll explain coverage details, costs, provider networks, and benefits tailored to your location and needs.
03
Decide Confidently
Take your time reviewing the information provided. There is absolutely no obligation to enroll in any plan. You're in complete control of your decision-making process every step of the way.

Educational Focus: Our goal is to provide clear, accurate information about Medicare plan options. Speaking with an agent is about understanding your choices, not making an immediate enrollment decision.
Our Commitment to Transparency and Neutrality
We believe in providing honest, straightforward information about Medicare Advantage options. Understanding our role and limitations helps set clear expectations as you explore your healthcare coverage choices.
We Do Not Offer Every Plan Available
VitalCareWorks works with multiple insurance carriers, but we do not represent every plan or carrier in your area. There may be additional options available through other sources or directly from insurance companies.
Multiple Insurance Organizations Represented
We partner with several reputable insurance organizations to present a range of Medicare Advantage, Part D, and supplement options. Our agents are licensed to discuss plans from multiple carriers.
Speaking With an Agent Does Not Require Enrollment
Connecting with one of our licensed agents is purely educational. You are under no obligation to enroll in any plan. Our conversations are designed to inform and educate, not pressure.
Medicare.gov Remains a Recommended Resource
The official Medicare.gov website is an excellent resource for comprehensive, unbiased Medicare information. We encourage you to explore government resources alongside any private assistance.
Transparency builds trust. By clearly communicating what we offer and our limitations, we aim to provide you with realistic expectations and empower you to make informed decisions about your Medicare Advantage coverage.
Frequently Asked Questions
We understand you may have questions about the Medicare Advantage review process, eligibility, and what to expect when exploring your options. Here are answers to some of the most common questions we receive.
Does Checking Eligibility Enroll Me in a Plan?
Absolutely not. Checking your eligibility is simply an informational step that helps determine whether you may be able to review Medicare Advantage plan options based on your current situation.
Enrollment in any Medicare Advantage plan is a separate, deliberate process that requires your explicit consent and completion of formal enrollment paperwork. You will never be automatically enrolled in any plan simply by checking eligibility or speaking with an agent.
Our eligibility check exists solely to help you understand whether you're in a position to explore plan options, not to initiate any enrollment process.
Can I Speak With a Licensed Agent?
Yes! Connecting with a licensed insurance agent is one of the most valuable resources available when exploring Medicare Advantage plan options. Our agents are licensed professionals who understand Medicare regulations, plan structures, and coverage details.
When you speak with an agent, they can answer your specific questions, explain plan differences, discuss costs and benefits, and help you understand which options are available in your particular area.
Agent consultations are educational in nature and designed to help you make informed decisions. There's no cost for speaking with an agent, and again, no obligation to enroll in any plan.

Additional Questions? Licensed agents are available to address any concerns or questions you may have about Medicare Advantage coverage, plan options, or the review process. Don't hesitate to reach out for personalized guidance.
See If You May Qualify to Review Medicare Advantage Options by Phone
Speaking directly with a licensed insurance agent is a great way to understand your Medicare Advantage plan options. Our agents are available by phone to explain your Medicare Advantage plan options in your area, with no obligation to enroll.
Whether newly eligible, turning 65, or facing a qualifying life event (like a move or loss of coverage), a licensed insurance agent can help clarify your Medicare Advantage plan options.
Call to Speak With a Licensed Agent.”
General Information Disclaimer
Not all plans offer all benefits described. Benefits, premiums, copayments, and coinsurance may vary by plan, insurance carrier, and service area. Limitations, exclusions, and restrictions may apply.
We do not offer every plan available in your area. Currently, we represent [27] organizations offering [194] plans. For information on all available Medicare options, visit Medicare.gov, call 1-800-MEDICARE (TTY: 1-877-486-2048), or contact your local State Health Insurance Program (SHIP).
Benefit allowance amounts cannot be combined with other plan allowances. Allowances, covered items, and usage rules vary by plan, carrier, and geographic location.
VitalCareWorks represents Medicare Advantage (MA), Medicare Advantage Prescription Drug (MAPD), and stand-alone Prescription Drug Plans (PDP) for Humana, UnitedHealthcare®, Aetna, HealthSpring℠, Wellcare, Anthem BCBS, Zing, Blue Cross Blue Shield of Michigan, Molina Healthcare, and Kaiser Permanente.
Special Enrollment Period (SEP) Notice:
Individuals may be eligible to review or enroll in Medicare plans during a Special Enrollment Period based on specific qualifying events, such as changes in residence, loss of other coverage, or newly becoming eligible for Medicare.
SEP eligibility is determined by Medicare and depends on your individual circumstances. Not all individuals will qualify, and plan availability varies by location and carrier.
Third-Party Marketing Organization (TPMO) Disclaimer
VitalCareWorks is a licensed Third-Party Marketing Organization (TPMO). We are not a government agency and are not affiliated with the U.S. government or the federal Medicare program.
By contacting us, you may be connected with a licensed insurance agent, and you may be contacted by one or more Medicare-contracted insurance carriers. There is no obligation to enroll.
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on contract renewal.
FCS Disclaimer
Participating sales agencies represent Medicare Advantage HMO, PPO, and PFFS organizations, as well as stand-alone Prescription Drug Plans (PDPs), that are contracted with Medicare. Enrollment depends on plan availability and contract renewal.
SSBCI Disclaimer (Special Supplemental Benefits for the Chronically Ill)
Some benefits referenced may be part of a Special Supplemental Benefits for the Chronically Ill (SSBCI) program. These benefits are only available to eligible members who have specific qualifying chronic conditions, which may include:
  • Diabetes mellitus
  • Cardiovascular disorders
  • Chronic and disabling mental health conditions
  • Chronic lung disorders
  • Chronic heart failure
This is not a complete list of qualifying conditions. Having a qualifying condition does not guarantee receipt of SSBCI benefits. Additional eligibility requirements, clinical criteria, and plan rules apply.
Humana-Specific SSBCI Disclaimer
For Humana plans only: Programs such as Spending Allowance, Extra Debit, Chronic Condition Care Assistance, and Music Therapy may be available as part of Humana’s SSBCI offerings for members with qualifying chronic health conditions.
Some Humana plans may require members to have two or more qualifying chronic conditions, and additional eligibility requirements may apply. Refer to the plan’s Evidence of Coverage (EOC) for full details.
If SSBCI benefits are used for rent or utilities, the U.S. Department of Housing and Urban Development (HUD) may require the value to be reported as income for individuals seeking housing assistance. Members should contact their local HUD office for guidance.
Company Identification
SMID: MULTIPLAN_MAYR_2026_WEB_VCWLP01_C
VitalCareWorks (VCW)
1309 Coffeen Avenue, Suite 1200
Sheridan, WY 82801